Double Pension After 72 years of Age for Pakistan Employees

علمی لاگ

August 14, 2021

Today we update a post on double pension after 72 years of age for Pak employees. So, I shall share here commutation table. There are two types of charts in this regard.

However, I am sharing here the commutation chart for 1986 and 2001. So, I have uploaded a YouTube video here in Urdu/Hindi details. Therefore, you may download it for more details in Urdu/ Hindi Language.

Double Pension After 72 Years of Age for Pakistan Employees

In addition, the government is thinking of doubling the pension of govt employees in Pakistan. But they will double after 75 years of age, not after 72 years of age. Similarly, you can calculate the age for that pension with the help of our Excel calculator.

Commutation Chart 1986
Age Next Birthday	No. of years Purchased	Age Next Birthday	No. of years Purchased
20	50.6304	51	22.0658
21	49.6676	52	21.2563
22	48.7066	53	20.4638
23	47.7467	54	19.6896
24	46.7884	55	18.9348
25	45.8314	56	18.2002
26	44.8758	57	17.486
27	43.9215	58	16.7925
28	42.9688	59	16.1191
29	42.0179	60	15.4649
30	41.0089	61	14.829
31	40.1218	62	14.2105
32	39.1767	63	13.609
33	38.2336	64	13.0239
34	37.2929	65	12.4549
35	36.3551	66	11.9017
36	35.4203	67	11.3643
37	34.4885	68	10.8428
38	33.5603	69	10.3371
39	32.6361	70	9.8472
40	31.716	71	9.3729
41	30.8007	72	8.9142
42	29.8907	73	8.4708
43	28.98	74	8.0427
44	28.0891	75	7.6299
45	27.199	76	7.2322
46	26.3172	77	6.8496
47	25.4444	78	6.4818
48	24.5816	79	6.1287
49	23.7301	80	5.7901
50	22.8911

Related Links:

Download double pension rules in Pakistan:

Full Double Pension Guideline in Urdu /Hindi Available Here

Similarly, we are uploading another chart from 2001 below,

Citizens have expressed mixed reactions regarding double pensions and said that double pensions should end, it is a burden on the economy, a large part of the public treasury is lost to pensions, pensions should be given only to government employees who follow the rules and regulations. But the double pension rules should end.

Double Pension Rules in Pakistan 2018:

According to the Pension Rules 2018, upon reaching the age of 72 years after the last limit of the service scale, in case of disability, or sudden event, a double pension is given after the approval of the President. Article 260 (1) of the Constitution. Section 19 of the Civil Servant Act 1973 deals with a pension, Civil Service Regulation, Superior Civil Service, and Central Civil Service provide pensions to civil servants, as per Pension Rules 2018 in case of critical illness after approval of Medical Board, sudden event.

In case of injury, illness, during service, hands, feet, eyes, ears, paralyzed, disabled, disfigured, double pension is given, disability special grant, children’s pension can also be given. New recruitments are being made based on contract, while double pension is being given in other provinces, some citizens say that double pension is also a big obstacle in the way of stability and development of the economy. Yes, the Pay and Pension Commission should also submit its recommendations to the cabinet regarding the elimination of double pensions. Government employees’ organizations Agiga, Grand Alliance Council, and APCA have also supported the pension while opposing the double pension.

Clarification of Double Pension:

The 75 and older retirees who were misled and given false hope that their pensions would be quadrupled by court decisions by some press reporters. The news reports led them to assume that starting on the day of their 75th birthday, they would begin receiving twice what they were currently receiving (once the appropriate orders were put into effect). And those who did hold such lofty expectations ought to give them up. Theoretically, yes, it is still feasible if no pension increase was permitted during the 15 years following retirement at age 60. In this section, I’ll clarify the idea of a double pension at age 75 and pension restoration.

Understanding the Double Pension Idea

Let’s be clear from away that service tribunals and courts only issue orders that, in their judgment, are justified by applicable service legislation. By the pertinent pension-related legal regulations, tribunals and courts can also handle pension-related disputes.

Furthermore, let’s acknowledge that no pension rules or regulations have any clauses stating that the pension amount will double at 75 years old. Yes, the income would be doubled at age 75 if the pensioner had retired before 1.12.1001 at age 60 and no increases had been permitted for 15 years.

Pension Restoration History:

restoration-of-pension-double-pension

Before the Ministry of Finance issued O.M. No. F.10 (8)-Reg. (6)/85 on June 25, 1985, the surrender of pension in exchange for a gratuity or commutation was absolute, that is, final and irrevocable. The pensioner would continue to receive a net pension (amount received after subtracting the surrendered amount from the gross amount of pension) and would get a lump sum in advance as consideration for giving up 25% or 50% of the pension permanently.

The 25 June 1985 instructions that permitted the forfeited portion (formerly forgone forever) to be restored (added back to net pension) liberalized pension benefits. When the period for which the pension was given up expired, this benefit, which became effective on January 1, 1985, would become available.
This benefit was briefly discontinued in June 1995, but the letter of withdrawal was immediately revoked in September of the same year. As a result, all pensioners continued to receive this benefit until some government employees chose to enroll in the 2001 payscales-cum-pension plan.

Scheme of 2001 Revised Pay Scales & Pension Restoration:

The advantage of pension restoration was not intended to be available to the government employees who chose to participate in the 2001 pay scales-cum-pension plan, according to O.M. No. F.1 (5) IMP/2001, issued by the Finance Division on September 4, 2001. All government employees had the option of choosing the 2001 payscales-cum-pension scheme or sticking with the previous 94 payscales and perks offered at the time.
Most public employees choose to participate in the 2001 payscales-cum-pension program due to the immediate increase in pay and subsequent increase in pension amount. Thus, they acknowledged in writing that the portion of their pension that was commuted would never be paid back.

The pay scales for 2001 were scheduled to start on December 1, 2001. However, those who retired between 1.7.2001 and 30.11.2001 had the choice of either receiving a pension based on the salary scales from 1994 and continuing to receive the restoration benefit or choosing the 2001 plan.

The 2001 program also provided that all present and prospective retirees receiving Net (Gross less relinquished) pensions alone would be eligible for pension increases beginning in 2001. Earlier increases to the Gross pension were made. As a result, existing pensioners likewise stopped receiving increases on the portion of their pension that had been commuted as of 1.12.2001, while they still had a right to restoration.

Court Orders / Pension Restoration

On appeal, the Federal Service Tribunal ruled that the pension increases that had been withheld for the commuted portion of pensions since 2001 should begin to be paid out as of the date the commuted portion was restored. In the appeal, it was contended that following the restoration of the 50% commuted pension, both pension halves—each of which had received varied increases—should be at par (equal). For one-half of a pension to be less than the other was against the rules of fairness.

Later, the Lahore High Court and Service Tribunal upheld the same cases in numerous more instances. No arrears before the date of restoration, however, were permitted in any of the situations, and the benefit was only permitted with effect from that date.

Double Pension After 72 years of Age for Pakistan Employees